You my have noticed I broke down my spending categories into 4 groups: Grocery, Misc., Clothing, and Fun.
I didn't include gas or car repair in this because it is so variable. I will obviously try to save for these expenses and get the best deal I can, but I never go overboard purchasing gas so I don't need to keep an online log of what I spend(I will start one for my own use though).
Here are the amounts I am allowing myself to spend on these groups monthy
Grocery $200
Misc. $50
Clothing $50
Fun $100
We don't really do many fun things right now but we plan on making that a priorty from now on.This category can include dinners out with friends/family, board games or toys that we play as a family,movie tickets/rentals and of course the cost of going other fun places.Misc. will be anything from gifts to things the kids need that aren't food or clothes(the walker).
Totals left over from one month will be rolled into the next one. If we go over budget one month I will take the overage out of the following month.This looks like it will work for us, but It will take some disipline to stick to.
I forgot we went to Coney Island on Monday. My SIL had free tickets, so the cost was pretty low. We paid $6 for parking and DH decide we NEEDED to have icecream for $9(we only got 3!) It was almost 100 degrees there so he was right about needing icecream, this time.
Total left to spend for the month of September
Grocery$192.17
Misc$ 20.25
Clothing$50
Fun$85
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Friday, September 5, 2008
New Budget
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